Your Virtual USD Bank Account from CiNKO enables you to make ACH transactions. An ACH transaction is an electronic money transfer made between banks and credit unions across a network called the Automated Clearing House (ACH), which is part of the electronic network used for financial transactions in the United States. This means you can receive funds from any bank or credit union in the USA into your CiNKO wallet for just $1.

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With CiNKO, you can transfer money from your PayPal balance to your Virtual USD Bank Account by providing the routing and bank account numbers from your CiNKO wallet.