To add funds from a bank account in Europe, follow these steps in the app:
From the main screen, tap Add.
Select From Bank Account.
Select European Bank.
You will see a message indicating that the Deposit Message is required:
“Including the deposit message is mandatory. Without it, your funds cannot be credited to your account.”
You will then be able to view the information required to make the transfer. Use the IBAN, BIC, Account Holder Name, and, most importantly, the Deposit Message to send EUR via a SEPA transfer from any bank or wallet in Europe.
It is important to include the Deposit Message correctly, as it is required to identify and credit the funds to your CiNKO wallet.
You can also use the Share Information button to send the transfer details via text message, WhatsApp, email, or another method.
Once the transfer is completed and the funds are received, they will be credited in EUR to your CiNKO wallet.
Deposits may take 1 to 3 business days to arrive.