Nope! There's no separate activation required. Your CiNKO Platinum Visa Card is automatically activated as part of the application process—this includes accepting the Terms & Conditions, paying the $1 USD virtual card fee, and loading the initial $20 USD — meaning you need at least $21 USD available in your account to complete the request. Once that's done, your card is ready to go! You can top it up with additional funds and start using it right away.