No, the balances are separate. Your CiNKO User Account and your CiNKO Platinum Visa Card each have their own balance.
To use your CiNKO Platinum Visa Card, you must first transfer funds from your CiNKO User Account onto the card. It’s important to note that once funds are loaded onto your card, they cannot be transferred back to your CiNKO User Account—so only move what you need for spending.