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What is the CiNKO Platinum Visa and how does it work?

Updated this week

The CiNKO Platinum Visa is a digital card linked to your CiNKO User Account, designed for secure and convenient online and in-store purchases anywhere Visa is accepted. As a virtual card, it exists only in digital form — meaning you can access and use it directly from your mobile device, without the need for a physical card.

You can get your CiNKO Platinum Visa in just a few minutes directly from the CiNKO Mobile App and you can load it with the amount you need and instantly access the balance of funds reflected in your CiNKO Account through the card.

Key features of the CiNKO Platinum Visa:

  • Use it online, in stores, or with contactless payments

  • No monthly fees

  • Easily manage your virtual card from the CiNKO Mobile App: set limits, activate or deactivate it anytime

  • Accepted worldwide, wherever Visa is accepted

  • Perfect for everyday purchases, subscriptions, or travel — all from the convenience of your phone.

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